So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Despite the current volatility in the market and the low interest. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. Best, and an A- (Strong) from Standard & Poor’s. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Given this, it is important to consider any annuity a long term financial endeavor. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. Annuities are not usually associated with the best way for that. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Despite the current volatility in the. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. com Visit this website Write a review 4. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. ”. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The company is not an annuities broker and it’s not an insurance company. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Guaranteed lifetime income stream. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. We look forward to helping you create your retirement savings and income strategy. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. My name is Robert ”Bob” Gardner. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. Plus, if you withdraw funds from the annuity when you are under. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. However, the fine points and pitfalls of the annuity suggested were not fully explained. As of year-end 2018, American Equity. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. Annuity Gator. Annual withdrawals of 3. The smart way to get honest annuity guidance. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. There are some other key features to consider with the. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Here you’ll find resources to help you retire with confidence. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. This is because the contract will provide the. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. Learn More About Me. For example, on a $100,000 portfolio, the. Share your videos with friends, family, and the worldMYGA Plus. 5 billion in assets, and had nearly $13 billion of total life insurance in force. 50% in Year 10, until they reach 0% in Year 11 and thereafter. We look forward to assisting you. 25%. Protection from loss in a down market. The Annuity Gator’s End Take on the TIAA Traditional Fixed Annuity Where it works best: Given its safety and income options, the TIAA Traditional annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal A set rate of interest Tax-deferred growthThe Amplify 2. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. The Annuity Gator’s End Take on the Prudential HDLI v3. (888) 440-2468. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. (This annuity has a 7-year surrender charge period). My name is Donna Lee. Competitive interest rates. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. And, because of the in-depth reviews that we provide, we have become a highly. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. This includes comparing different annuities side-by-side – and we. (There are several other rate guarantee periods also available on the Solutions MYG annuities). Overall fixed index annuity sales. We can help you with the following three areas: 1). M. Your personal info might be collected and sold to a random insurance. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. Despite the current volatility in the. 60% a year, and the maximum annual fee for the life of the contract is 2. Use the form on our website and one of the AnnuityGator. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. Jackson National Life Insurance Company has been in operation since 1961. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. Annuity Gator, Cortaro, Arizona. This seemingly endless stream of annuity. These fees include an annual contract maintenance. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. Despite the current volatility in the. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. At Annuity Gator, our mission is to educate consumers on all things annuity. M. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. As a source of guaranteed income delivered by a. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. Consultations with the company are free. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. 85% and 0. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. So, if you would like to get a better. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. As a source of guaranteed income delivered by a reliable company. As of year-end 2018, The State Life Insurance Company held roughly $8. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. How Do Annuities Work. These begin in Year 1 at 9%, and they gradually grade down to . We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. I help clients all over the country find ways to. Despite the current volatility in the market and the low. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Best and a Long-Term Issuer Credit Rating of bbb+. Where it works best: For investors who have a longer time frame. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. If you’re still considering the Farm Bureau Select IV New Money 4. Ouch. 21% and 1. When the underlying index performs well, a. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. These contributions are tax-deductible and they grow tax-deferred. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. Annuity Gator. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. This has led some to complain publicly. ) By paying this fee, your money will grow or step-up in a separate account. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. We look forward to helping you protect the ones you love with your own unique legacy. For. Annuity Gator – Ryan Smith Bio. com team members will personally. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. M. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. The company offers more than. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. 1. Despite the current volatility in the market and the low-interest. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. (The. These updates include funds that have been merged into the annuity that was not previously available. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. Initially, he listened to understand my needs, wants, and fears. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. Independent annuity professionals provide honest advice, better products and personalized products for your situation. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. These contributions are tax-deductible and they grow tax-deferred. 4 billion in operating revenues and operating income in excess of $774 million,. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. Annuity Gator connects its customers to a wide range of annuity providers. Despite the current volatility in the. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. 70% for joint life (both you and your spouse. Your broker or plan administrator can set this up for you. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Compare the annuity’s performance against. We can be reached by phone at (888) 440-2468 , or by sending us an. 20% for a single Life or 2. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. My name is Scott Batchelar. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. Read 6 reviews from customers who rated Annuity Gator 1. For producing an income for life that cannot be outlived by a surviving spouse. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. Better to lock in a guaranteed lifetime income. And, this money doesn’t necessarily have to be your hard-earned retirement savings. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. How to get guaranteed increasing income for the rest of your life. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. He took the time to educate me on the alternatives available in the field of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The opportunity for index-linked growth. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. We met several times by phone and Zoom meetings, and he walked. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. I requested money from my Athene Annuity to repair an extremely damaged roof. If you have been seeking more information about annuities online, you have. We offer this testing for free at Annuity Gator. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Annuity Gator is a website that helps you compare and choose annuities from different providers. This is applied as a percentage of the daily net assets of the variable sub-accounts. For instance, this annuity has ten years of back-end surrender charges. Welcome. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. This means that regardless of future economic conditions. Despite the current volatility in the. 20% for a single Life or 2. The Lifetime Income Benefit with the IAV rate of 5. . The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. In addition, there is an annual service charge of $35, up to a maximum of $50. However, they differ from regular fixed annuities in the way their return is determined. Terry Heys President, CEO of Annuity Gator. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. Annuity Basics. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. 50% in Year 10, until they reach 0% in Year 11 and thereafter. Which sounds really cool at first. That’s where having an Annuity Investigator who loves math comes in. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. S&P 500 Performance. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. The Annuity Gator. Learn More About Me. My name is Andrew Wallop. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Our annuity experts are also available to answer any of the question or concerns that you. Many indexed annuities will actually allow you to track multiple indexes from a list of options. have an annuity question? Our Advisors. Learn More About Me. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. Learn More About Me. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. For investors who have a high tolerance for risk. product was identified and. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. I think Mr. With more than $9. 11:13 AM, 29 January 2019 . Calculate all of the annuity fees (some annuities have obscure fees). At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. S. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Guaranteed income throughout retirement. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. The annual charges for these are 0. 10% to . The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 2. Overall, given the low return that the Allianz 222 annuity has produced of. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Barclays U. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. Best, The Annuity Gator P. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. Learn More About Me. Despite the current volatility in the. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Again no pressure to buy anything. Learn More About Me. The opportunity for additional, index-linked. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. My name is Ryan McNeill. 0 Where it works the best: You may want to consider the Prudential HDLI v3. 2 billion in equity. Slow but steady growth over time. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. But that’s not all. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. He. My name is William Seeley. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. Headquartered in Newport Beach, California, Pacific Life. Annuity Gator. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. We can help you with the following three areas: 1). With more than 58% of United Heritage’s overall. We have been doing this for quite a few years now – far longer than our competitors. There is a wide array of riders that could be added, depending on the annuity, such as guaranteed income or a return of premium. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. As an income source for investors who have a longer timeline. My name is Mark Newman. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. In fact, within a relatively short time for an insurer. Sources Retirement Uses for Your Health Savings Account (HSA). How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types.